Small Business Funding · Est. 2017
The right funding, matched to the business you’re building.
SBA loans, term loans, and lines of credit through the same lending network that’s delivered over $9 billion to more than 230,000 small business owners. See what you qualify for — no impact to your credit.
Takes 5 minutes · Soft credit pull only · Free
Our Funding Programs
How we fund businesses
SBA 7(a) working capital
Ideal for established businesses that want the lowest rates and longest terms available.
SBA commercial real estate
For businesses buying, refinancing, or improving commercial property.
Business term loans
Faster approval than SBA when speed matters more than getting the absolute best rate.
Business lines of credit
Available to businesses with as little as 6 months of history.
Find Your Match
A 3-question qualifier
Answer three questions. See which programs match your business. Then pre-qualify with our lending partner in about 5 minutes.
Based on your answers…
5-minute application · Soft credit pull only · No obligation
By the numbers
Who this isn’t for.
Businesses looking for merchant cash advances or high-cost daily payment products. We only route to established banks and reputable direct lenders through SmartBiz’s network — nothing predatory, nothing designed to squeeze you dry. If that’s what you’re looking for, we’re not the right fit.